Life expectancy is always an important topic in the world of pensions and financial planning.
Considering how long we might live is an important assumption to make when creating a long-term financial plan. For the purpose of retirement planning, you need to be confident that you won’t run out of money before you run out of life.
Gibson Lamb Owner and Advisor Dave Lamb answers a few questions about the Cyber Essentials Certification award and why we went for it!
How did you hear about this accreditation/certification?
Our external compliance firm, CATS who mentioned it in April this year.
Choosing a residential care home for an elderly parent, relative or friend can be an emotional decision and when you finally make a choice, you expect the care home to treat you fairly as a consumer.
It was interesting to read that following a year-long market study, the Competition & Markets Authority (CMA) is consulting on new advice to help care homes meet their consumer law obligations.
The study concluded that there is a risk care home residents are being treated unfairly, with some residential care homes potentially breaching consumer law.
There are plenty of ways to lose money to fraudsters. Keeping your money safe, especially online, is challenging when fraudsters use increasingly sophisticated ways to deceive investors.
Our regulator, the Financial Conduct Authority (FCA), has issued a new warning over the growing threat of loan fee scams which specifically target borrowers. According to the FCA, more than £3.5 million was lost to this form of fraud during the last year.
Gibson Lamb recognise that businesses can have a negative impact on the environment. We are committed to find ways in which we can reduce the impact of our work both in and out of the office.
I was listening to the radio on the train whilst commuting into London earlier today, hoping I wouldn’t reach the part of the journey where the signal drops out just as the news broke, but fortunately I was able to listen live to the speeches made by Jean-Claude Junker and Theresa May. The terms of Britain’s exit from the European Union have been agreed.
Gosh it’s November!
For those who don’t know, we are forty odd years old and over the years have helped thousands of individuals, some who remain active clients and some who do not.
I will confess I was finding it hard to understand why President Trump was so keen to change or replace the healthcare provision put in place by his predecessor President Obama. One of our clients has family in America so as we were chatting one day, I asked if he knew what was happening and why? Here’s his answer, which I thought I would share with you as I found it very interesting. Naturally I have changed our client’s name.
We really liked a post we received via email from one of our favourite managers, Troy Asset Management, about the snap general election. It’s a bit too long to repost in its entirety but here as an extract.
Change: definition: To make something different.
Gibson Lamb’s raison d’être is to help people achieve their personal goals and it is only right and proper that the owners and team follow their dreams and aspirations too.